Villarica Pawnshop in Cebu City: One-Stop Financial Service Center - Cebu 24|7 (2024)

Villarica Pawnshop is a renowned establishment located in the city of Cebu, Philippines. With over 300 branches all throughout the country, Villarica has become an institution well-known for offering financial services to those in need. Boasting efficient and secure transactions as well as competitive interest rates along with excellent customer service, it comes as no surprise that Villarica remains one of the most popular pawnshops within its area.

Also Read:List of Money Changers in Mandaue City, Cebu

What sets this particular pawnshop apart from other more traditional establishments is its wide range of monetary options tailored based on individual needs. Whether you’re looking to purchase gold jewelry or receive a loan against your personal property such as appliances and electronics—Villarica has it covered.

Table of Contents

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History

In 1954, Mrs. Paz R Villarica – a jewler from Meycauayan, Bulacan – started venture and opened the first VILLARICA PAWNSHOP branch at 616 P. Paterno Street in Quiapo, Manila (Which will still stands today). Eventually, Atty. Henry R Villarica and his wife Linabelle Ruth R. Villarica took on the reins of operations and incorporated it as “Villarica Pawnshop Inc.” duly registered with the Securities & Exchange Commission on January 5th 1981.

Villarica Pawnshop in Cebu

Villarica Pawnshop in Cebu City is a well-known name among the locals who seek financial assistance in the form of pawning their valuables. The pawnshop is situated in one of the busiest areas of the city and is easily accessible for anyone who wants to avail their services. What sets Villarica apart is their fair appraisal process, ensuring that customers get the highest value for their items.

The staff is friendly and accommodating, making the entire process of pawning hassle-free. With so many branches in the Philippines, Villarica is a trusted name when it comes to pawning, money transfer services, and foreign exchange. Trustworthy, efficient, and convenient – that’s Villarica.

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PAWNING

At Villarica there are two types of pawning services:

Sangla

A type of loan that requires an item as collateral such as jewelry, appliances, gadgets and etc. Payment must be completed within 30 days period to redeem the said items.

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Subasta

A type of auction where people can buy items at a discounted price.

Villarica Pawnshop in Cebu City: One-Stop Financial Service Center - Cebu 24|7 (4)

OTHER SERVICES

Aside from Sangla and Subasta there are five (5) services offered at Villarica:

  • CASH PADALA

A cash remittance service for both domestic and international money transfers.

Sending Money (Magpapadala ng pera) – A service that enables individuals to send and receive money quickly.

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Receiving Money (Tatanggap ng pera) – A service that allows individuals to receive money through Villarica.

Villarica Pawnshop in Cebu City: One-Stop Financial Service Center - Cebu 24|7 (6)
  • MONEY CHANGER

An exchange service for both domestic and international currencies.

Villarica Pawnshop in Cebu City: One-Stop Financial Service Center - Cebu 24|7 (7)

Below are the foreign currencies accepted at Villarica Pawnshop.

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Note: Rates are subject to change, depending on your Villarica Pawnshop branch. For the most accurate and up-to-date rates, contact or visit the closest location near you today!

  • BILLS PAYMENT

A service that allows individuals to pay their bills easily and conveniently.

Here is the list of merchants accredited with Villarica Pawnshop:

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Villarica Pawnshop in Cebu City: One-Stop Financial Service Center - Cebu 24|7 (10)
  • CASH WITHDRAWAL

A service that allows clients to withdraw cash from their individual accounts.

Villarica Pawnshop in Cebu City: One-Stop Financial Service Center - Cebu 24|7 (11)
  • LOADING STATION

A service that allows users to purchase prepaid load for their mobile phones.

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By offering a wide range of services and financial solutions, Villarica Pawnshop Inc. aims to provide its customers with the best possible experience when it comes to all their monetary needs.

List of Villarica Pawnshop Branches in Cebu

There are four (4) branches of Villarica located in Cebu City alone.

CEBU 3 – Branch Location CEBU 3
Landline: (032) 238-7014
Address: SANCIANKO COR. LEON KILAT STREETS
CEBU CITY, CEBU
with POS/Cash Withdrawal, with Bills Payment

GUADALUPE CEBU – Branch Location GUADALUPE CEBU
Landline: (032) 262-6106
Address: GUADALUPE COR. BANAWA MARKET SITE V. RAMA AVE.
CEBU CITY, CEBU
with POS/Cash Withdrawal

LABANGON 2 – Branch Location LABANGON 2
Landline: (032) 231-3313
Address: 106 B KATIPUNAN SALVADOR ST. LABANGON
CEBU CITY, CEBU
with POS/Cash Withdrawal

LAHUG – Branch Location LAHUG
Landline: (032) 236-0317
Address: 313 GOROLDO AVE. LAHUG
CEBU CITY, CEBU
with POS/Cash Withdrawal, with Bills Payment

MISSION

To provide you the most accessible microfinance innovations through expert valuation and reliable financial service.

VISION

To see Villarica Pawnshop’s presence felt in major cities and towns in the Philippines. Continue providing the best terms and conditions to our clients in the spirit of healthy competition with other major players in the pawnshop industry.

VIDEO: Magsangla, Mag-Villarica

Summary

When it comes to managing our finances, it’s important to have a reliable partner that can provide us with a range of services all in one place. That’s where Villarica Pawnshop comes in – this reputable financial service center offers an array of services that include pawn loans, money transfers, foreign currency exchange, bills payment, and more.

With their extensive network of branches across the country, customers can easily access their services wherever they may be. And now, residents of Cebu City can enjoy the same convenience and reliability that Villarica is known for. The newest Villarica branch in Cebu City offers all these services and more, making it the go-to place for all your financial needs. So whether you need quick cash or reliable money transfers, Villarica Pawnshop has got you covered.

Contact Information

Website: villaricapawnshop.ph
Phone: (02) 8555-6077
Email: customerhelp@villaricapawnshop.com
inquiries@villaricapawnshop.com
Facebook Page: https://www.facebook.com/VillaricaPH

Villarica Pawnshop in Cebu City: One-Stop Financial Service Center - Cebu 24|7 (2024)

FAQs

What is the interest rate of Villarica pawnshop? ›

The interest rate is 4% every month, and 2% additional interest if the customer fails to pay on the due date.

What is the interest rate in Cebuana pawnshop? ›

Our interest rate for renewed transactions begins at 4% plus 2% liquidated damages and a Php5 service charge.

What items does Villarica accept? ›

Villarica Pawnshop will accept items such as diamond, gold, platinum pieces of jewelry, gadgets, and watches as both collateral and items to be pawned off.

Who is the owner of Villarica pawnshop? ›

Henry R. Villarica and his wife, Linabelle Ruth R. Villarica took over the operations and the pawnshop was incorporated as Villarica Pawnshop, Inc. which was duly registered with the Securities and Exchange Commission on January 5, 1981.

How much interest will I pay at a pawn shop? ›

One pawn shop shared that costs are typically around 20% to 25% interest per month plus any fees. That's the same interest rate many credit cards charge per year, so pawn shop loans should really be considered a last resort for most households. Some pawn shop loans charge over 200% APR.

What is 24k points in Cebuana? ›

By availing the 24k Card, you will have exclusive privileges, discounts and special service offerings that can be used every time you transact with Cebuana Lhuillier. You can earn 1 point for every Php 40 interest or service fee you pay. Yes, you read that right, each point is worth Php 1.00.

How much is the interest in Palawan Pawnshop? ›

A 1% advance interest on the principal amount will be charged every eleven (11) days up to thirty-three (33) days max at 3% advance interest. The Annual Percentage Rate (APR) for this package ranges from 34.84% to 55.95%. Note: The minimum and maximum period for loan repayment is 1 and 120 days, respectively.

Can I claim Moneygram in Villarica? ›

You can withdraw funds through a number of options. If you have a GCash Mastercard, go to any BancNet or Mastercard ATM. You can also visit Villarica Pawnshop, Tambunting Pawnshop, Robinsons Business Center, SM Business Center, Puregold or Globe Stores to withdraw funds. 6.

What items does cebuana lhuillier accept? ›

Our branches accept gold, diamond, and platinum jewelry and watches, as well as selected non-jewelry items such as cellphones and laptop computers. Remember: if you don't repay the loan, Cebuana Lhuiller is entitled to keep your item. Pawning is easy.

Can Villarica verify GCash? ›

Getting your GCash account Fully Verified may take 7 days. We are currently improving our services and are NOT allowing offline Verification via Villarica Pawnshop until further notice. If you are a Filipino GCash user with a foreign sim, click here to learn how to Get Fully Verified with GCash overseas.

Does Villarica pawnshop accept silver necklaces? ›

We Consider Pawn Loans on: Gold – Jewelry, Coins, Scrap – anything Gold. Silver – Jewelry, Coins, Scrap – anything Silver.

Can silver be pawnable? ›

If u have a pawnshop in your area that accepts silver then yes it is pawnable.

How much interest do pawnbrokers charge? ›

How much does a pawn shop charge in interest? Pawn shops interest rates can vary between pawnbrokers, but, as an FCA regulated business, we clearly state what they are to the customer in the pawnbroking process. Typical pawn shop rates could sit anywhere between 3% and 10% per month for the duration of your loan.

What is the interest on pawning? ›

Pawning interest Rate 13.50% p.a.

How to calculate pawn shop interest? ›

For example, if you took a pawn loan of $200 for 2 months, the Interest Payable would be 1.5% x $200 x 2 months = $6.

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